Woman paying with credit card in store

Cards & Payments

On this page:
  • Access your business checking account with the Citizens Bank Business Debit Card
  • Increase your company's purchasing power with a Citizens Bank Business Credit Card
  • Earn cash back for using your business debit or credit card
  • Control your business debit card with Digital Banking 
  • Leave your wallet at home when you set up digital tools


Purchasing power and quick access to cash.

 
When you use a Citizens Bank business debit card or credit card, you know you’re using one of the safest, most reliable cards available. 


Citizens Bank business debit card image

The Citizens Bank Visa® Business Debit Card

The perfect accessory to any Citizens Bank business checking account. Get yours right away at any branch or send a request through Digital Banking.
  • Make business purchases wherever Visa® is accepted or withdraw cash at any ATM.
  • Security features include EMV chip technology and automated fraud monitoring – complete with a $0 liability guarantee for unauthorized transactions.
  • By using the card management tool in Digital Banking, you are in full control of how, when, and where your card can be used.
  • Plus, our Business Advantage and Business Advantage Plus accounts reward you every time you use your card! 


The Citizens Bank Visa® Business Credit Card

Choose from our popular business credit card options such as low rate, cash back, or flexible rewards to find the one that works best for your business.
 
No matter which card you choose, your business will benefit from important features like:
  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero fraud liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

 

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan  promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc.

Debit goes Digital: Old school meets high tech

A debit card is just a debit card... until you discover a digital card management tool that gives you full control of when and how your card is used. Set it up in Digital Banking today.


Make effortless payments while you get paid faster.

Nothing can streamline your accounts payable and receivable functions quite like our full Cash Management suite, plus our other services make collecting customer payments a breeze. Use our Positive Pay tool to automatically prevent account fraud.
  • Originate ACH transactions for employee payroll direct deposit
  • Initiate wire transfers for vendor payments
  • Deposit checks quickly and easily with Remote Deposit
  • Accept debit and credit card payments with Merchant Card Processing
  • Create invoices and accept online payments with Autobooks 



Going walletless? Say hello to new ways to pay.

Enjoy more space in your pockets and greater access to your money with digital payment options.
Connect your mobile device to your Citizens Bank Business Debit Card or Visa® Business Credit Card to utilize mobile wallets powered by Apple Pay®, Samsung Pay, or Google Pay™. Use it to pay for business purchases at participating retailers.
Leave your checks and stamps behind. Set up one-time or recurring payments to anyone from the utility company to your suppliers. Accessible through Digital Banking.